Tag: family


The True Financial Cost of Having Children

If you have children or are considering it in the future, then you probably know that it can be a hefty investment. In fact, couples in the US can expect to spend between $12,350 and $14,000 a year to raise a child. The lifetime cost of raising a child ranges from $174,690 to $372,210, and […]

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Meeting the Discomfort of “What if”

In our first article related to Life Cycle planning, we discussed how to plan and prepare for your family goals whether it was getting married, purchasing real estate, or preparing for parenthood. While these are exciting and heartwarming stages of life for most of us, we often overlook the opportunity to consider our contingency plan […]

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Financial Tips for College Students

With the average tuition and board in the United States ringing in at about $20,000 a year for a public institution and almost $46,000 a year for a moderately priced private university, capitalizing on the college experience shouldn’t include building a debt larger than necessary. In fact, as a young adult this may be the […]

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Education Saving Strategies

Whether your children are still in diapers or getting ready to start middle school, the sooner you start saving for their futures, the more prepared you’ll be when the time comes for them to head off to go to college. Parents go to great lengths to pay for their children’s education, often sacrificing their own […]

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When Should Your Loved Ones Stop Driving?

Tobias Financial Advisors proudly advises families across generations and often assists our clients with legacy planning. Many of our clients are challenged with how to provide the best care for their loved ones. Our team of advisors are often asked: when should my elderly loved one stop driving? The trouble is, age isn’t that great […]

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Discussing Finances with Aging Parents and Loved Ones

Discussing financial issues is never easy, but when you need to have that conversation with aging parents or loved ones, it’s common for the conversation to become even more difficult. According to a study by the National Endowment for Financial Education, seven out of ten adults find it difficult to discuss financial issues with aging […]

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Protect Your Elders from Financial Abuse

When it comes to financial exploitation, the unfortunate reality is that the elderly are often the targets of scams and other abusive criminal activity. Since financial elder abuse is a crime that is on the rise, it is important to recognize when it is taking place. It is also important to understand what steps should […]

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Taking Care of Your Loved Ones: Start the Conversation

As we grow older and accumulate wealth, we gradually steer our minds toward the legacy we’ll leave behind for our families. We want to ensure our families reap the benefits of our earnings after our passing and will be supported as they pursue their own life goals. While legacy planning can begin at any stage, […]

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