Franklin Gay

CFP®, EA, Wealth Advisor


EA – Enrolled Agent

Bachelor’s degree
University of Central Florida

Business owners, executives, pilots, real estate professionals



Family-centered life, personal growth, nurturing an adventurous spirit, lots of laughter

Enjoyment of nature, fishing

Franklin Gay, CFP®, EA is a Plantation based financial advisor who operates under the fee-only model. Franklin provides a comprehensive range of financial planning services such as investment asset management, financial and life planning, and various functions aimed at assisting clients in safeguarding, expanding, and organizing their assets during different stages of life. As a fee-only, fiduciary, and independent financial advisor, Franklin does not receive any form of commission and has a legal obligation to provide unbiased and reliable financial guidance. 

Franklin “Franko” Gay, CFP®, EA joined Tobias Financial Advisors in 2020 and serves as a Wealth Advisor. He earned the CERTIFIED FINANCIAL PLANNER™ professional certification as well as completed the testing requirements to become an Enrolled Agent with the Internal Revenue Service giving him the privilege to represent clients before the IRS. These credentials create a strong foundation in financial planning and taxation that allow Franko to help clients across various planning areas. 

Franko takes great pleasure in working with a diverse range of clients, including business owners, executives, pilots, and real estate professionals. With a passion for understanding their unique needs and goals, Franko strives to provide tailored financial strategies and solutions that align with their specific circumstances to help them achieve long-term success. 

Born and raised in Central Florida, Franko is a proud alumnus of the University of Central Florida from which he graduated summa cum laude with a bachelor’s degree in finance. While pursuing his degree, Franklin also concurrently attended Bryant University’s financial planning certificate program. Being an avid learner, he is currently working toward earning his MBA in Process Improvement at Nova Southeastern University, as he is passionate about business operations and optimization of daily procedures. 

Before joining Tobias Financial Advisors, Franko worked in a boutique wealth management and financial planning firm in which he assisted the principal of the firm in developing financial plans for over 120 clients in 14 states. 

Franko is a member of the National Association of Personal Financial Advisors (NAPFA), where he also serves as the President of the South Region Board of Directors. Franko often attends their conferences, creating connections with like-minded financial professionals as well as offering mentorship for the young generation of financial planners. Franko is also passionate about business operations and process improvement. He serves as a Chair of the South Florida Student Chapter for the American Society of Quality. In this role, he works on engaging current students, alumni, and prospective students on the substantial contribution that an education in process improvement can make in people’s professional lives through the organization of educational and social events. 

In his spare time, you will find Franklin fishing, kayaking, and enjoying the beautiful, sunny South Florida weather with his loved ones.

“There is so much more to money than just numbers, there is real sacrifice behind each and every dollar saved. To be entrusted by clients to act as their guide through markets, tax legislation, and overwhelming emotion is a real privilege that I keep at the forefront of my mind while building these lifelong relationships.” 

Blog Posts Featuring Franklin Gay, CFP®, EA

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